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PostPosted: Wed May 30, 2018 10:06 pm 
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RFDC wrote:
I would be extremely Leery of anyone who came to my door after a storm.


That sentence can be funnier than it was originally intended to be.

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PostPosted: Wed May 30, 2018 10:42 pm 
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SpiralStairs wrote:
It's a clean roof, not in need of repair. A little leakage here and there is how roofs have been made for generations. No reason to be upset.


Insulation is also doing double duty in protecting you from that. It's not supposed to be sopping up water but in doing research into adding insulation to a house I purchased last year, you learn all kinds of things. Even new roofs can let in some water and that insulation is protection. Also, attics are crazy. Nobody has a clue how to properly vent them without serious testing for each space and nobody does that during building. Your attic and your house are supposed to be two sealed areas. The overwhelming majority of homes, even new homes, are going to be venting into one another and that at very least costs you money. It could draw in heat or cold and moisture into your house from the attic, or vice versa. That's why you see improperly vented bathrooms have water damage at the seams where the wall meets the ceiling. The attic is pulling that moisture up and through during a shower.

In this context, fluid dynamics is the name of the game and air is a fluid. It's humid as shit right now where I am. You are going to find water in an attic when the air is saturated. When it is too much, doesn't dry and/or gets past the insulation and into your living area, then you have problems.

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PostPosted: Thu May 31, 2018 3:33 am 
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Zippy-The-Pinhead wrote:
leashyourkids wrote:
Urlacher's missing neck wrote:
leashyourkids wrote:
Regular Reader wrote:
No. Most roof problems are reasonably open and obvious if a careful person takes their time. And knows what to look for.

But in fairness to you, I grew up walking and helping my dad fixing roofs. And had a couple of roofers try to completely bullshit me.


Of course they are. The wrong part is that roofers and insurance companies are in cahoots. It's the opposite. They are cats and dogs. There is an entire industry of "roofers" dedicated to screwing insurance companies. Saying that they are friends is ridiculous.


I was just connecting the dots. These extremely shady roofing companies were pumping out roofs like mad in my neighborhood. They always said to call your insurance agent in their billion flyers the left on the door and in their face to face sales pitch. I figured the insurance companies would ok all these "damaged" roofs and in turn would jack everyone's rates and then this seedy roofing company would watch the money pour in as well.


Nah, it's quite the opposite. A couple of the teams I oversee deal exclusively with these types of claims. The hail chasing "contractors" are a pain in the ass. But, you know, a free roof is a free roof. There's no principle involved.
It’s not really free though is it? Make a claim and your rates go up. No principle applies to both sides.


I wasn't being sarcastic. I really mean it's not a matter of principle. If you can get a free roof, you're crazy not to.

And while I don't deal with the pricing side, in general, your rates might go up but not anything close to the cost of a roof. Insurance companies are pricing your rates moving forward. They aren't trying to recoop money from the past. In theory, you should actually have lower rates once you've had your roof replaced because you now have a brand new roof.

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PostPosted: Thu May 31, 2018 9:17 am 
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leaks are generally in a seam, and usually way above where you actually see it inside.

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