That sentence can be funnier than it was originally intended to be.

_________________
Power is always in the hands of the masses of men. What oppresses the masses is their own ignorance, their own short-sighted selfishness.
- Henry George

Insulation is also doing double duty in protecting you from that. It's not supposed to be sopping up water but in doing research into adding insulation to a house I purchased last year, you learn all kinds of things. Even new roofs can let in some water and that insulation is protection. Also, attics are crazy. Nobody has a clue how to properly vent them without serious testing for each space and nobody does that during building. Your attic and your house are supposed to be two sealed areas. The overwhelming majority of homes, even new homes, are going to be venting into one another and that at very least costs you money. It could draw in heat or cold and moisture into your house from the attic, or vice versa. That's why you see improperly vented bathrooms have water damage at the seams where the wall meets the ceiling. The attic is pulling that moisture up and through during a shower.

In this context, fluid dynamics is the name of the game and air is a fluid. It's humid as shit right now where I am. You are going to find water in an attic when the air is saturated. When it is too much, doesn't dry and/or gets past the insulation and into your living area, then you have problems.

_________________
"Mattress technology has come a long way"

- Dan Bernstein, 2016

I wasn't being sarcastic. I really mean it's not a matter of principle. If you can get a free roof, you're crazy not to.

And while I don't deal with the pricing side, in general, your rates might go up but not anything close to the cost of a roof. Insurance companies are pricing your rates moving forward. They aren't trying to recoop money from the past. In theory, you should actually have lower rates once you've had your roof replaced because you now have a brand new roof.

_________________

leaks are generally in a seam, and usually way above where you actually see it inside.

_________________
the world will always the world. your entire existence is defined by your response.