Killer V wrote:
Cash the check, then call your insurance to get it fixed and go after them!
Same thing happened to me a few years ago. Teenage kid with his sweet 16 birthday gift, an f'ing Excursion, hooked my bumper in a parking lot and ripped it clean off. The parents said the same thing, that they wanted to avoid insurance, that they would pay for everything. Mistake.
I got an estimate from my guy. I told her that I wanted a check for the estimate, plus $250, to cover any overages. Once the work was done, I'd give her the receipt and a check for the difference. The mom went batshit crazy. She insisted that I take it to her guy and have him fix it. I refused. She said "why should I trust you?" I said "Fuck you! Your family caused this, you're asking me to do you a favor. It's all on you!"
I turned it into my insurance and got it fixed and got an additional $500 from her insurance for my trouble, once it was settled. F her insurance rates!
I found out later that his daddy was the CEO of a major area hospital system, and she's bitching about $250, which she most likely would have gotten back.
People suck.
I would have no problem doing this if the guy was a jerk with me. But he has been nothing but nice and has stuck to his word. I see no reason to go after his insurance. That just seems like bad karma. I don't want that on my conscience.
Thanks for the thoughts everyone. You have given me a lot to think about. I am still not sure what I am going to do with the money yet. But I appreciate hearing from so many different perspectives, the funny jokes and Bricks jokes.
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"He is a loathsome, offensive brute
--yet I can't look away." Frank Coztansa wrote:
I have MANY years of experience in trying to appreciate steaming piles of dogshit.