Antarctica wrote:
The dental school thing is absolutely fine. They are supervised pretty strictly.
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| Dental insurance is the biggest scam of all time? https://mail.chicagofanatics.com/viewtopic.php?f=47&t=122886 |
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| Author: | blackhawksfan [ Mon Aug 31, 2020 6:08 pm ] |
| Post subject: | Dental insurance is the biggest scam of all time? |
Hope no one here ever needs major work done on your teeth. I lost my insurance due to a job change so I bought my own. They claimed cleanings were "100" covered twice a year. Ended up getting a bill for 170 bucks because my dentist apparently "charged too much". I have 2 molars that need crowns eventually (this insurance has a 12 month wait for major procedures) but I cancelled the insurance. I can't trust them now to cover anything. A crown is 1200 bucks. Are these dental savings plans any good? At this point I'd rather go to UIC dental school to have students do the crowns. Paying 2400 dollars for two crowns is ridiculous. Too many games being played. I wonder if any dentists give a big discount if you pay all cash. Any ideas or tips? PS: I was a severe teeth grinder (that's why I need crowns) and feel free to mock me for being "poor". I love when you guys do that. |
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| Author: | Antarctica [ Mon Aug 31, 2020 6:16 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
The dental school thing is absolutely fine. They are supervised pretty strictly. |
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| Author: | Bagels [ Mon Aug 31, 2020 6:20 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
Antarctica wrote: The dental school thing is absolutely fine. They are supervised pretty strictly.
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| Author: | The Man [ Mon Aug 31, 2020 6:34 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
blackhawksfan wrote: Hope no one here ever needs major work done on your teeth. I lost my insurance due to a job change so I bought my own. They claimed cleanings were "100" covered twice a year. Ended up getting a bill for 170 bucks because my dentist apparently "charged too much". I have 2 molars that need crowns eventually (this insurance has a 12 month wait for major procedures) but I cancelled the insurance. I can't trust them now to cover anything. A crown is 1200 bucks. Are these dental savings plans any good? At this point I'd rather go to UIC dental school to have students do the crowns. Paying 2400 dollars for two crowns is ridiculous. Too many games being played. I wonder if any dentists give a big discount if you pay all cash. Any ideas or tips? PS: I was a severe teeth grinder (that's why I need crowns) and feel free to mock me for being "poor". I love when you guys do that. All medical bills are negotiable if you are paying cash. The insurance companies negotiate your bills down for you. If you don’t have one negotiating the bill you need to do it yourself. |
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| Author: | Hank Scorpio [ Mon Aug 31, 2020 6:46 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
The fact that your teeth and eyes are for some reason not covered under health insurance is one of the greatest tricks the insurance companies ever pulled on the American public. |
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| Author: | pittmike [ Mon Aug 31, 2020 6:46 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
Hank Scorpio wrote: The fact that your teeth and eyes are for some reason not covered under health insurance is one of the greatest tricks the insurance companies ever pulled on the American public. Yep. |
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| Author: | IkeSouth [ Mon Aug 31, 2020 6:57 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
especially when dental health has a direct impact on overall health. even getting braces should be included, you get a lot less gum problems with straight teeth that are easier to clean. |
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| Author: | SpiralStairs [ Mon Aug 31, 2020 6:58 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
Hank Scorpio wrote: The fact that your teeth and eyes are for some reason not covered under health insurance is one of the greatest tricks the insurance companies ever pulled on the American public. You talking shit about my insurance bro? |
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| Author: | Antarctica [ Mon Aug 31, 2020 7:18 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
Hank Scorpio wrote: The fact that your teeth and eyes are for some reason not covered under health insurance is one of the greatest tricks the insurance companies ever pulled on the American public. Not covered most places, even with universal healthcare. |
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| Author: | Franky T [ Mon Aug 31, 2020 7:48 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
Major dental work is expensive, In my experience dental insurance covers about half of it. They know they have you by the balls because there is nothing worse than a tooth ache and it's not like you are going to live with it. |
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| Author: | RFDC [ Mon Aug 31, 2020 9:20 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
I have had dental insurance the last few years and all of my daughters and my wife and I have got free cleanings during that time. And they cover a percentage of everything else. It is not great, but the cleanings alone make it worth it. |
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| Author: | doug - evergreen park [ Tue Sep 01, 2020 8:15 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
I have 5 crowns and will be getting more. They are about $680 after insurance. |
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| Author: | pittmike [ Tue Sep 01, 2020 8:22 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
RFDC wrote: I have had dental insurance the last few years and all of my daughters and my wife and I have got free cleanings during that time. And they cover a percentage of everything else. It is not great, but the cleanings alone make it worth it. Pretty much. It is set up to keep you healthy not looking good. Example you have a shitty tooth? We will pay to have it yanked or a root canal. You want a crown pay half you want a insert pay more. On and on. As far as braces my job had three plans and I chose the one most advantageous for kids when they were in that age range. Changed out of it afterward. |
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| Author: | sinicalypse [ Tue Sep 01, 2020 8:34 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
I hope i never have to let another dentist in my mouth again; getting in my mouth is a really exclusive club reserved for chick's who can paint. I hope I can make it at least another 10-15yrs with smooth sailing (at least until I dupe some chick to like me enough to come with me and hold my hand) |
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| Author: | hnd [ Tue Sep 01, 2020 11:34 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
i have a family plan that seems crazy expensive but basically costs what it was cost for 2 appts a year for all of us. and the value of having a bunch of other stuff is nice. i have 2 kids that were premies which mean they didn't develop alot of the enamel they needed adn thus are nice and cavitied up. |
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| Author: | K Effective [ Tue Sep 01, 2020 11:45 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
I think you pay the same amount either with insurance or not- the dentist just makes double if you have coverage. We switched dentists to a more convenient location when our kids were little, the new guy then wanted to do like ten crowns for me for $5900 (1998-2000ish). Three little kids, no way I could afford that. Have had eight of them done over the last 20 years anyway at about double that cost total to me. The other two teeth I just had pulled, fuck it. I tell people it's from hockey fighting and that I'll be far more popular in prison some day. The old folks around here who go to Texas in the winter all go over to Mexico for crowns, etc. Pennies on the dollar and the clinics are USA clean and cater to American cash deals. |
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| Author: | HawaiiYou [ Tue Sep 01, 2020 11:53 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
I have not gone to the dentist in like 25 years. My teeth are fine. The whole dental field is a scam. When my son was young, maybe 8/9, took him for a checkup and they wanted all this stuff done to this teeth. What a crock of bullshit. This profession rips off people so much with unnecessary work. |
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| Author: | Bagels [ Tue Sep 01, 2020 11:54 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
HawaiiYou wrote: I have not gone to the dentist in like 25 years. My teeth are fine. The whole dental field is a scam. way to show them |
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| Author: | HawaiiYou [ Tue Sep 01, 2020 11:56 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
Bagels wrote: HawaiiYou wrote: I have not gone to the dentist in like 25 years. My teeth are fine. The whole dental field is a scam. way to show them ya fuck them. and when you go there it's like legalized torture. they once cold called me to get my teeth cleaned. no fucking way. I can clean my own teeth. dont need some pyscho to put me in pain for an hour. |
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| Author: | billypootons [ Tue Sep 01, 2020 12:02 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
how has this not been posted yet? https://www.youtube.com/watch?v=BgqtBm_oUpc |
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| Author: | Seacrest [ Tue Sep 01, 2020 2:56 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
RFDC wrote: I have had dental insurance the last few years and all of my daughters and my wife and I have got free cleanings during that time. And they cover a percentage of everything else. It is not great, but the cleanings alone make it worth it. THIS |
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| Author: | IkeSouth [ Wed Sep 02, 2020 11:32 am ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
RFDC wrote: I have had dental insurance the last few years and all of my daughters and my wife and I have got free cleanings during that time. And they cover a percentage of everything else. It is not great, but the cleanings alone make it worth it. Maybe for family... But individual it's literally the same price if you go without insurance and just pay cash for two cleanings a year. The only time it gets cheaper is if there are extras but then you're still paying 70% of that and if you pay cash there's a 20% discount... |
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| Author: | Nardi [ Wed Sep 02, 2020 1:17 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
Antarctica wrote: The dental school thing is absolutely fine. They are supervised pretty strictly. I had to double check cuz I was pretty sure this was a HawaiiYou post. |
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| Author: | BigW72 [ Wed Sep 02, 2020 1:28 pm ] |
| Post subject: | Re: Dental insurance is the biggest scam of all time? |
I have no issue with dental insurance. INSURES JUST FINE! |
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