At what point do you seriously consider retiring from your career?

Every day.

I didn't work overtime for the last 16 years. Now that the kids are older and the daughter is driving, I'm not really needed at home to pick up from school, etc. So I've been working 6 days a week for over a year. It's really sped up the " I want to retire " mindset but I've got at least 3-5 years left. I'll have zero problems not working.

I'm in pretty good shape so I'll work until my body turns to goo. I would be miserable without a job and I think you need a million in the bank to retire anyways. That's not happening.

My United Airlines stock is making the decision easier today.

My original plan was to retire at 50. But when I took the new job at the beginning of 2019, I committed to working a few extra years but not past 55. My retirement plan is well, to do something else work wise, namely teaching accounting at a community college.

Other than a second career, you need a lot of serious hobbies to sane in retirement.

Joliet Junior College

For one, my body won’t be able to handle the abuse.

At what point do you seriously consider retiring from your career?

I don't mean planning for it.

I mean actual plans to stop working....forever. I can't picture it.

Even if you have set aside the funds to do it, I can't imagine not working anymore. What are the criteria where you just say, "I'm done. Peace out."?

It's a serious question, not serious, but real question. How do you know when you are done? I mean you can always make more money to give to your children when you are gone. How do you make that decision?

I guess I just always assumed I'd work until I die. But, I don't think I would have to. Seems selfish not to, though.

My dad retired about 8 years ago. In some ways he is busier than ever but he is busier doing what he wants to do instead of work stuff. It’s a discussion to have and one my wife and I have from time to time. It’s not going to happen in the next 5 years but I’m not waiting till I’m 72 to hang it up like my dad did. For one, my body won’t be able to handle the abuse.

The only thing holding me back is insurance.

Just dont sit around relaxing. Those are the guys who usually get sick and die in 3-5 years.
Stay active. Golf,walking,bike riding do something

i believe most under the age of 45 have no idea what awaits them...insurance-wise. many believe once you hit 65, you never have to worry about paying anything medical related again.

i read that the average american male will spend $135k out of pocket on all medical care/supplemental & prescriptions AFTER the age of 65. for women, it's higher, because on average, they live longer.

in the past year - my company offered us a buy-out which included an insurance 'fund'. $150k for age 60 and under/$10k less for every year over the age of 60/$100k age 65 and older. i'm 54, if i was 60 or over, i'm gone. that money is gold.

i believe most under the age of 45 have no idea what awaits them...insurance-wise. many believe once you hit 65, you never have to worry about paying anything medical related again.

i read that the average american male will spend $135k out of pocket on all medical care/supplemental & prescriptions AFTER the age of 65. for women, it's higher, because on average, they live longer.

in the past year - my company offered us a buy-out which included an insurance 'fund'. $150k for age 60 and under/$10k less for every year over the age of 60/$100k age 65 and older. i'm 54, if i was 60 or over, i'm gone. that money is gold.

That’s the thing though.

I would never be physically or mentally forced to retire unless I was dying at which time, what’s the point then?

I’m a hell of a guy to be around so no one would ever force me out.