We had some fraud recently. We caught it, won’t be out any money, but this wasn’t a dark web identity thrift type thing - I’m pretty sure I know who did it.

My question - how do I pursue this? Anybody have any experience in going after these types of things?

We had some fraud recently. We caught it, won’t be out any money, but this wasn’t a dark web identity thrift type thing - I’m pretty sure I know who did it.

My question - how do I pursue this? Anybody have any experience in going after these types of things?

Do you want the perp to face charges (so to speak)?

Yeah. He’d have stolen like $2k from me had I not caught it so fuck him. (Assuming I’m right about the perp).

Trying to prove it first. Probably not my job but such is life when you’re working from home. I guess my main questions are:

- do vendors have an obligation to verify identity for a credit card
- what info do vendors have to share with me, given the charges were on my card
- once I prove I’m right…so what? What’s the point?

You know what?
Tell the fucking story!

It’s bizarrely specific so I’ll hold off til the movie’s released.

It’s bizarrely specific so I’ll hold off til the movie’s released.

By oddly specific, can we assume this wasn’t the result of some restaurant transaction?

Since Antioch isn't spilling his story I've got one. When I had my speaker company I had a guy make a large purchase over the phone with credit cards. I think it was for around $10,000.00. I suspected it was a scam because he split the payments up and there were different names, but I ran the cards and the charges went through. I purposely waited a few days and when I didn't hear anything, I delivered the merchandise. About two weeks later I get a call from the credit card processor telling me the charges were fraudulent. Well, I wasn't gonna take the hit for ten grand. I went to my bank right away and closed the account because I knew they were going to charge me back. The credit card company called me and told me I was responsible. I told them to fuck off and call the police. It's not my problem.

I got into a big argument with the guy. I asked him why they charged me an extra point and a half for transactions where the card wasn't present. He said because there was more risk. I then asked how that could be the case since he was trying to charge me back and make me suffer the risk. He didn't have a good answer. Fuck him and his usurious company.

Trying to prove it first. Probably not my job but such is life when you’re working from home. I guess my main questions are:

- do vendors have an obligation to verify identity for a credit card
- what info do vendors have to share with me, given the charges were on my card
- once I prove I’m right…so what? What’s the point?

$2,000 to $10,000 it a Class 2 Felony. A Class 2 felony is punishable by between 3 to 7 years in prison and probation is possible

I thought retailers weren't responsible for credit card fraud unless it was proved they were involved.

Well, they were gonna try and charge me back and snatch the money from my account. The credit card guy was threatening me as if I were part of it.

To be fair, as I said, I had my suspicions and I ran the cards anyway. I'm not a thief, but I'm not an angel either. I wanted to make that sale. I just think the risk should be on their side and their own policy- charging a premium for cards taken over the phone- would suggest they accept that it is.

I actually called the FBI and explained the situation. I said I could tell them the address where the stuff was delivered. The FBI guy said, "Yeah, it's really not enough money for us to get involved."

What the guy’s on the board usually do is provide an electronic clean transfer. Then a firearm that is clean in a bowling alley locker. Get a private message with instructions to PM then wait. After that you will feel satisfaction but overwhelmingly guilt. Be prepared.

We had our card denied due to suspicion of fraud while in Florida last week & it was actually a legit purchase (an on-line carry-out food order). What seemed odd to me was we had used the same card all week with no issue. I'm not sure what would have made this transaction different than any other we'd done to that point. Fortunately they sent a text asking if it was legit - thus we were able confirm and immediately use it to complete the purchase.

We had our card denied due to suspicion of fraud while in Florida last week & it was actually a legit purchase (an on-line carry-out food order). What seemed odd to me was we had used the same card all week with no issue. I'm not sure what would have made this transaction different than any other we'd done to that point. Fortunately they sent a text asking if it was legit - thus we were able confirm and immediately use it to complete the purchase.

the AI machine learning algorithm fraud detection racket.

Can you elaborate?