I'm a big dumb shitlib baby

As the bookeeper in our house... what Hoffy said. We do not live extravagantly and budgeting just making min payments on CC's (which is stupid) come in around 5,000. That's before any child care and food etc. And we certainly do not make 100,000 a year.

I don't like white rappers.

Congrats on being better than me, Psycory.

A slightly different way to word this. I see the cost of expenses and wonder how families get by without making more than $100k combined.

- If you want a decent 3-4 bedroom home and have the average of 2 kids, you are looking at a monthly mortgage payment, with taxes and insurance, at around $2,500.
- Food is the second biggest expense, and unless you eat the minimum, its going to average about $800 when you factor in kids.
- If both parents work and commute from 10-25 miles, you are looking at $80 a week in gas across two mid-sized cars, worse with SUVs. Insurance will run you $150 a month. If you have car payments, you may add $500-$600 a month. Maintenance runs you about $50 a month when you average it out. You are looking at $500-$1000 in car-related expenses.
- Utility bills depend on usage, but you are looking at gas to be about $100, electric to be about $100, TV and internet to be around $150, home phone to be $50 and cell phone to be $150. You are looking at utilities to be around $550.
- Health insurance depends heavily on who you work for, but you are probably looking at $800 for health and dental for a family.

So for those mostly mandatory expenses, a family is looking at ~$6,000. A $100k income, after 20% taken out for taxes, breaks down to $80,000, which divided over a 52-week period comes out to... $6,000 a month.

Now... God forbid you need to pay into day care, you are looking at another $300-$1,500 a month. Or worse, you have to pay for school? And what if the kids want to play sports? You need to clothe yourself. House maintenance? I can easily see a family having to tack on an additional $2000-$3000 in personal expenses. I assume you have to turn to credit cards at that point?

$1200 month for Rogue jr's day care. Even next year when he starts kindergarten we are going to have to pay for 1/2 day care because its not all day kindergarten. I don't know how people pay for day care with multiple kids. Its crazy expensive just with one.

I think that's the point where some moms (or dads) stay home because day care costs more than they make in their jobs

yep

The truth is, kids are outrageously expensive if you live in the city. In some ways, Rick is correct about the superiority of the suburbs.

I left the house on Saturday morning around 9:30am and by the time I got back at Noon, I'd already spent 180 bucks on crap. $50 for kid's haircuts, $60 for the kid's sports fees, $20 for McDonalds, $50 to fill up the wife's SUV.

I have to quit leaving the house.

I left the house on Saturday morning around 9:30am and by the time I got back at Noon, I'd already spent 180 bucks on crap. $50 for kid's haircuts, $60 for the kid's sports fees, $20 for McDonalds, $50 to fill up the wife's SUV.

I have to quit leaving the house.

How many damn kids haircuts are you getting, don't take the whole neighborhood.

Do better at life. Problem Solved.

I rarely troll.

I think that's the point where some moms (or dads) stay home because day care costs more than they make in their jobs

Yes it is.

When this is all over, which is not going to be for a while, Trump will be re-elected President.

I left the house on Saturday morning around 9:30am and by the time I got back at Noon, I'd already spent 180 bucks on crap. $50 for kid's haircuts, $60 for the kid's sports fees, $20 for McDonalds, $50 to fill up the wife's SUV.

I have to quit leaving the house.

$12 per cut at my barber

Why do you people pay so little for haircuts? My haircut is $25 and $15 for my son. When I add in another $100 every 2 to 3 weeks for my girls I am really being raped.

I left the house on Saturday morning around 9:30am and by the time I got back at Noon, I'd already spent 180 bucks on crap. $50 for kid's haircuts, $60 for the kid's sports fees, $20 for McDonalds, $50 to fill up the wife's SUV.

I have to quit leaving the house.

I don't like white rappers.

What do you mean, you people?

People who have hair that are not black.

Yes it is.

When this is all over, which is not going to be for a while, Trump will be re-elected President.

People who have hair that are not black.

This hair is black not.

I think that's the point where some moms (or dads) stay home because day care costs more than they make in their jobs

Day care + gas + dry cleaning + extra meals out (because of no time to cook) + (at least some people) yard and house cleaning help.

That's why my wife went to part time when we had kids. Worked opposite shifts from me close to home (still does). She bikes or walks on nice days. No regrets.