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PostPosted: Mon Apr 23, 2018 8:10 am 
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Yup. Screw the napkin lobby.

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PostPosted: Mon Apr 23, 2018 8:41 am 
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Kirkwood wrote:
3. Beer - not alcoholics. smart
10. Yogurt — especially light yogurt - who cares.


I like yogurt. I might keep this industry alive.

Are you sure about beer? Maybe the mass-market domestics are taking a hit but aren't we the people who get all foofy about craft beers and talk about them the way people used to talk about wine (a promiscuous bouquet with notes of lemon and diesel)? Also, you're kidding yourself if lots of millennials aren't functioning alcoholics.

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PostPosted: Mon Apr 23, 2018 8:42 am 
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Curious Hair wrote:
Kirkwood wrote:
3. Beer - not alcoholics. smart
10. Yogurt — especially light yogurt - who cares.


I like yogurt. I might keep this industry alive.

Are you sure about beer? Maybe the mass-market domestics are taking a hit but aren't we the people who get all foofy about craft beers and talk about them the way people used to talk about wine (a promiscuous bouquet with notes of lemon and diesel)? Also, you're kidding yourself if lots of millennials aren't functioning alcoholics.

the article stated greek yogurt is growing in popularity so their headline wasn't exactly accurate. I'm glad light yogurt is going away. Opens up more shelf space for more "real" yogurt varieties.

i believe the same applies to beer. the headlines is too broad and should've said flavorless macros. though, if you're judging by volume/barrels then craft will never reach macro consumption. the higher abv and bolder flavors doesn't lend itself to crushing a six-pack on a nightly basis.


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PostPosted: Mon Apr 23, 2018 8:48 am 
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I don't like Greek (read: actual) yogurt. Call me old-fashioned; I'll stick to 80 flavors of pie filling in little plastic cups. Kefir is good, though, I'll drink kefir.

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PostPosted: Mon Apr 23, 2018 8:52 am 
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Agree with CH. Not a fan of Greek Yogurt, but I have regular/light yogurt almost every day with my lunch.

Napkins are an industry?

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PostPosted: Mon Apr 23, 2018 9:17 am 
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I feel like I'm seeing it with golf. I try to encourage my boys to golf, even if they stink. I probably started in seventh grade and had no embarrassment hitting ground balls for 9 holes with my friends. We had early dismissal on Fridays and lots of people would grab their bags and play after school as Billy Caldwell was within walking/bike driving distance.

No kids play anymore except for the douchebag country club kids.

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PostPosted: Mon Apr 23, 2018 9:18 am 
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Curious Hair wrote:
Kirkwood wrote:
3. Beer - not alcoholics. smart
10. Yogurt — especially light yogurt - who cares.


I like yogurt. I might keep this industry alive.

Are you sure about beer? Maybe the mass-market domestics are taking a hit but aren't we the people who get all foofy about craft beers and talk about them the way people used to talk about wine (a promiscuous bouquet with notes of lemon and diesel)? Also, you're kidding yourself if lots of millennials aren't functioning alcoholics.

Heck much of our generation has skipped beer and gone right to spirits. We're more efficient alcoholics!

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PostPosted: Mon Apr 23, 2018 9:19 am 
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good dolphin wrote:
I feel like I'm seeing it with golf. I try to encourage my boys to golf, even if they stink. I probably started in seventh grade and had no embarrassment hitting ground balls for 9 holes with my friends. We had early dismissal on Fridays and lots of people would grab their bags and play after school as Billy Caldwell was within walking/bike driving distance.

No kids play anymore except for the douchebag country club kids.

Country clubs, now that's an industry we are really killing. Not that I mind though as they need to ditch their pretentious rules if they want to appeal to today's young professionals.

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PostPosted: Mon Apr 23, 2018 9:23 am 
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I'm exploring a lot of Craft Yogurts these days.

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PostPosted: Mon Apr 23, 2018 9:28 am 
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Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

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PostPosted: Mon Apr 23, 2018 9:29 am 
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Ogie Oglethorpe wrote:
Curious Hair wrote:
Kirkwood wrote:
3. Beer - not alcoholics. smart
10. Yogurt — especially light yogurt - who cares.


I like yogurt. I might keep this industry alive.

Are you sure about beer? Maybe the mass-market domestics are taking a hit but aren't we the people who get all foofy about craft beers and talk about them the way people used to talk about wine (a promiscuous bouquet with notes of lemon and diesel)? Also, you're kidding yourself if lots of millennials aren't functioning alcoholics.

Heck much of our generation has skipped beer and gone right to spirits. We're more efficient alcoholics!


I think that is the part of the analysis they are missing. People are going to the heavy alcohol drinks and ditching the pretense of social drinking with beer.

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PostPosted: Mon Apr 23, 2018 9:35 am 
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WaitingforRuffcorn wrote:
Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

credit cards are great. apple pay is linked through your credit card....


Last edited by Kirkwood on Mon Apr 23, 2018 9:38 am, edited 1 time in total.

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PostPosted: Mon Apr 23, 2018 9:38 am 
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Franky T wrote:
I, too, prefer paper towels to napkins. I didn't know that makes me a millennial.


Agreed. Also good to see the younger generation is realizing how worthless Fabric Softener is. Never use it. I also like to eat (female) ass too. Perhaps a chain with waitress that have their complete ass cheeks out.


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PostPosted: Mon Apr 23, 2018 9:44 am 
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Kirkwood wrote:
WaitingforRuffcorn wrote:
Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

credit cards are great. apple pay is linked through your credit card....


Cool. Why should Apple continue to help out middle men with their service?

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Why are only 14 percent of black CPS 11th-graders proficient in English?

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PostPosted: Mon Apr 23, 2018 10:04 am 
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WaitingforRuffcorn wrote:
Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

Millennials are not killing the home building industry, if anything we are fueling it. Millennials are now the single largest group of home purchasers and the lack of inventory out there for us is what is driving a current record building boom where the demand for new homes is now outpacing the available labor/material to supply them.

If you think Millennials are not owning/buying homes, then you're looking at data which is about 5 years out of date. My wife and I couldn't find the type of home we wanted in the existing home stock in the area we are moving to so we ended up hiring a builder and should close in 2 months.

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PostPosted: Mon Apr 23, 2018 10:07 am 
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Ogie Oglethorpe wrote:
WaitingforRuffcorn wrote:
Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

Millennials are not killing the home building industry, if anything we are fueling it. Millennials are now the single largest group of home purchasers and the lack of inventory out there for us is what is driving a current record building boom where the demand for new homes is now outpacing the available labor/material to supply them.

If you think Millennials are not owning/buying homes, then you're looking at data which is about 5 years out of date.


I was specifically referencing the article. People are not buying starter homes or are waiting. It's not a "preference", like drinking scotch instead of Bud Light.

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Why are only 14 percent of black CPS 11th-graders proficient in English?

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PostPosted: Mon Apr 23, 2018 10:10 am 
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Ogie Oglethorpe wrote:
WaitingforRuffcorn wrote:
Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

Millennials are not killing the home building industry, if anything we are fueling it. Millennials are now the single largest group of home purchasers and the lack of inventory out there for us is what is driving a current record building boom where the demand for new homes is now outpacing the available labor/material to supply them.

If you think Millennials are not owning/buying homes, then you're looking at data which is about 5 years out of date. My wife and I couldn't find the type of home we wanted in the existing home stock in the area we are moving to so we ended up hiring a builder and should close in 2 months.

A lot of "starter homes" are code for old homes being sold by Baby Boomers who didn't put in enough money to renovate them as they lived in them and some young person should take it off their hands at 3x the price they paid for it so they can retire to Florida.

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PostPosted: Mon Apr 23, 2018 10:11 am 
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WaitingforRuffcorn wrote:
Ogie Oglethorpe wrote:
WaitingforRuffcorn wrote:
Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

Millennials are not killing the home building industry, if anything we are fueling it. Millennials are now the single largest group of home purchasers and the lack of inventory out there for us is what is driving a current record building boom where the demand for new homes is now outpacing the available labor/material to supply them.

If you think Millennials are not owning/buying homes, then you're looking at data which is about 5 years out of date.


I was specifically referencing the article. People are not buying starter homes or are waiting. It's not a "preference", like drinking scotch instead of Bud Light.

https://www.housingwire.com/articles/42 ... ying-homes

I'd take the article which cites data from the National Association of Realtors

Millennials have been the largest segment of home buyers for 5 straight years now and that is only going to continue.

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PostPosted: Mon Apr 23, 2018 10:13 am 
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Boilermaker Rick wrote:
Ogie Oglethorpe wrote:
WaitingforRuffcorn wrote:
Most of the article is stupid. There are more beer options than ever before. It's changing not dying. As for home ownership that's because there are fewer good paying jobs, more student loan debt and people cannot afford to buy homes until later in life. This is not some Millennial preference.

Banks are going to be put out of business by tech companies soon enough. Why shouldn't Apple Pay handle most of your financial transactions without dealing with credit card companies.

Millennials are not killing the home building industry, if anything we are fueling it. Millennials are now the single largest group of home purchasers and the lack of inventory out there for us is what is driving a current record building boom where the demand for new homes is now outpacing the available labor/material to supply them.

If you think Millennials are not owning/buying homes, then you're looking at data which is about 5 years out of date. My wife and I couldn't find the type of home we wanted in the existing home stock in the area we are moving to so we ended up hiring a builder and should close in 2 months.

A lot of "starter homes" are code for old homes being sold by Baby Boomers who didn't put in enough money to renovate them as they lived in them and some young person should take it off their hands at 3x the price they paid for it so they can retire to Florida.

Perhaps it's different where I am, but I'm seeing starter homes as townhomes or single level 2-3 BR homes on smaller lots.

We personally skipped the starter home as well, but that's because I wanted to move right into a home I could see myself in for 20+ years, not one I would be selling in 3 years as my family grows.

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PostPosted: Mon Apr 23, 2018 10:18 am 
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I thought you said you were selling your house.

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PostPosted: Mon Apr 23, 2018 10:19 am 
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Ogie Oglethorpe wrote:
Perhaps it's different where I am, but I'm seeing starter homes as townhomes or single level 2-3 BR homes on smaller lots.
They are but your realtor is likely filtering out a lot of houses that "need work" that should also be starter homes. Maybe it was a different time when people would work on their house like they did their car and didn't mind buying a house like that but I think millenials don't really have the same desire.

Both times we've been shopping our realtor showed us some houses that "needed work" and it was almost laughable that you could tell this house had not changed since the day the original tenants had moved in outside of a paint job and yet they were priced comparatively to houses built in the last 5 years.

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PostPosted: Mon Apr 23, 2018 10:21 am 
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Curious Hair wrote:
I thought you said you were selling your house.

I'm buying/building a home. I'm currently in a rental home. I'm thankful I don't have to deal with the hassle of selling. I'm living in a hot real estate market, but it's still a hassle if I had to sell as keeping a place that is ready to show while you have a toddler could not possibly be a fun experience.

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PostPosted: Mon Apr 23, 2018 10:24 am 
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Boilermaker Rick wrote:
Ogie Oglethorpe wrote:
Perhaps it's different where I am, but I'm seeing starter homes as townhomes or single level 2-3 BR homes on smaller lots.
They are but your realtor is likely filtering out a lot of houses that "need work" that should also be starter homes. Maybe it was a different time when people would work on their house like they did their car and didn't mind buying a house like that but I think millenials don't really have the same desire.

Both times we've been shopping our realtor showed us some houses that "needed work" and it was almost laughable that you could tell this house had not changed since the day the original tenants had moved in outside of a paint job and yet they were priced comparatively to houses built in the last 5 years.

Granted all of my searches (when I was looking at possibly buying before opting for the "build" route) were limited to homes built post 1990. I didn't want to deal with upgrading electrical or anything like that. I know a lot of people who would love to go for the older homes as they could do the work themselves and get equity instant equity from upgrades, but that's not me. I need move in ready so that strongly influenced my decision.

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PostPosted: Mon Apr 23, 2018 10:25 am 
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a starter home makes zero sense financially. you're better off renting.


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PostPosted: Mon Apr 23, 2018 10:29 am 
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Kirkwood wrote:
a starter home makes zero sense financially. you're better off renting.

The only time a starter home makes sense is if you're looking to eventually rent out your starter home and earn income from it after you upgrade to your next home.

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PostPosted: Mon Apr 23, 2018 10:41 am 
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stealing your formatting

1. Casual dining chains like Buffalo Wild Wings and Applebee's - these are dying because they are bad. not because of millenials
3. Beer - maybe in the budlight world, but my buddy works for a national bank. their number 1 new business to lend to are breweries. people just aren't buying 30 packs of keystone light as much is my guess
4. Napkins - my parents were the first people i know to make the switch. they are in their 60's
5. "Breastaurant" chains like Hooters - same with bbw
7. Golf - i think a lot of traditional sports are losing interest due to other sports slowly growing in popularity. and its expnsive to golf
12. Diamonds - good. wife and i siliconed up and will not look back. once we find her ring (don't even get me started) my wife has no issue selling it for the $$
14. Banks - many banks around us are going smaller. closing branches. because nobody goes into them.
18. Home-improvement stores like Home Depot and Lowe's - this doesn't make sense. they are living somewhere and someone has to fix stuff


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PostPosted: Mon Apr 23, 2018 10:42 am 
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hnd wrote:
12. Diamonds - good. wife and i siliconed up and will not look back. once we find her ring (don't even get me started) my wife has no issue selling it for the $$

:shock: :shock:

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PostPosted: Mon Apr 23, 2018 10:52 am 
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Ogie Oglethorpe wrote:
Kirkwood wrote:
a starter home makes zero sense financially. you're better off renting.

The only time a starter home makes sense is if you're looking to eventually rent out your starter home and earn income from it after you upgrade to your next home.


it depends on location. renting here is more expensive than buying over the course of 3 or so years. we bought our home for 55k (we are in the quad cities) in a neighborhood where homes avged 90. spend 5 years in it, fixed it up marginally and sold it for 105k. if you buy a starter than needs some tlc and you give it the tlc it needs, then it makes a ton of sense to buy.


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PostPosted: Mon Apr 23, 2018 10:53 am 
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Douchebag wrote:
hnd wrote:
12. Diamonds - good. wife and i siliconed up and will not look back. once we find her ring (don't even get me started) my wife has no issue selling it for the $$

:shock: :shock:


note : injecting silicone into your penis is bad.


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PostPosted: Mon Apr 23, 2018 10:55 am 
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hnd wrote:
Ogie Oglethorpe wrote:
Kirkwood wrote:
a starter home makes zero sense financially. you're better off renting.

The only time a starter home makes sense is if you're looking to eventually rent out your starter home and earn income from it after you upgrade to your next home.


it depends on location. renting here is more expensive than buying over the course of 3 or so years. we bought our home for 55k (we are in the quad cities) in a neighborhood where homes avged 90. spend 5 years in it, fixed it up marginally and sold it for 105k. if you buy a starter than needs some tlc and you give it the tlc it needs, then it makes a ton of sense to buy.

Agreed, it probably helps if you can do the work yourself (I wouldn't trust myself to do anything major).

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