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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:39 pm 
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Curious Hair wrote:
FavreFan wrote:
Curious Hair wrote:
Don't worry, our life expectancy won't stay all the way up at 75.

It’s going to keep going up in our lifetime. I’m sure there’s an eventual plateau but we’re not at it yet.

It's already been going down.

Shortsighted outlook. It’s going to be higher 20 years from now than it is this year.

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SpiralStairs
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:41 pm 
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FavreFan wrote:
Curious Hair wrote:
Franky T wrote:
When people bring up the idea of working your way through college the response is that can't be done anymore due to the rising cost of tuition. Maybe the four year model is simply unrealistic anymore for people who want to work their way through college. I don't know how long you have to graduate, but maybe that length of time should be longer. Maybe take 7 years to work your way to an undergrad degree instead of thinking you must get it done in 4. Graduating at 22 vs 25-26 isn't really that big of a deal. This assumes there are still people who want to pay for college as they go.

Wouldn't it be better to have more affordable public education than to let people take longer, thereby getting passed up once they're out?

Getting passed up how? Are we trying to keep up with the Joneses or are we trying to provide a guide to how to make an a good living for young people in America?


Debt is the way we ensure there is no movement between classes.

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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:44 pm 
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SpiralStairs wrote:
FavreFan wrote:
Curious Hair wrote:
Franky T wrote:
When people bring up the idea of working your way through college the response is that can't be done anymore due to the rising cost of tuition. Maybe the four year model is simply unrealistic anymore for people who want to work their way through college. I don't know how long you have to graduate, but maybe that length of time should be longer. Maybe take 7 years to work your way to an undergrad degree instead of thinking you must get it done in 4. Graduating at 22 vs 25-26 isn't really that big of a deal. This assumes there are still people who want to pay for college as they go.

Wouldn't it be better to have more affordable public education than to let people take longer, thereby getting passed up once they're out?

Getting passed up how? Are we trying to keep up with the Joneses or are we trying to provide a guide to how to make an a good living for young people in America?


Debt is the way we ensure there is no movement between classes.

It doesn’t seem to be working, and beyond that I think this is a disingenuous response to Franky’s post. If starting your preferred career at 26 instead of 22 doesn’t allow for upward mobility than your preferred career doesn’t allow for upward mobility at all.

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Regular Reader
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:45 pm 
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FavreFan wrote:
Curious Hair wrote:
FavreFan wrote:
Curious Hair wrote:
Don't worry, our life expectancy won't stay all the way up at 75.

It’s going to keep going up in our lifetime. I’m sure there’s an eventual plateau but we’re not at it yet.

It's already been going down.

Shortsighted outlook. It’s going to be higher 20 years from now than it is this year.


Between environmental ,economic and public health issues festering over the last 25 years, I highly doubt it.

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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:46 pm 
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Regular Reader wrote:
FavreFan wrote:
Curious Hair wrote:
FavreFan wrote:
Curious Hair wrote:
Don't worry, our life expectancy won't stay all the way up at 75.

It’s going to keep going up in our lifetime. I’m sure there’s an eventual plateau but we’re not at it yet.

It's already been going down.

Shortsighted outlook. It’s going to be higher 20 years from now than it is this year.


Between environmental ,economic and public health issues festering over the last 25 years, I highly doubt it.

You shouldn’t. Even your old ass will be around 20 years from now for me to brag to that I was right :wink:

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Spaulding
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:52 pm 
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I'll be dead. It will be a tragedy and none of those factors matter.
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Darkside
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:52 pm 
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Regular Reader wrote:
FavreFan wrote:
Curious Hair wrote:
FavreFan wrote:
Curious Hair wrote:
Don't worry, our life expectancy won't stay all the way up at 75.

It’s going to keep going up in our lifetime. I’m sure there’s an eventual plateau but we’re not at it yet.

It's already been going down.

Shortsighted outlook. It’s going to be higher 20 years from now than it is this year.


Between environmental ,economic and public health issues festering over the last 25 years, I highly doubt it.

NOt tO MeNTiOn TrUMp!

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SpiralStairs
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:54 pm 
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Spaulding wrote:
I'll be dead. It will be a tragedy and none of those factors matter.


This is the attitude of MANY

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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:57 pm 
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SpiralStairs wrote:
Spaulding wrote:
I'll be dead. It will be a tragedy and none of those factors matter.


This is the attitude of MANY

:lol:

It’s funny to me because if I was old af I probably wouldn’t be as opposed to this. Sure, fuck it, forgive everyone. I won’t be around to deal with the fallout.

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Spaulding
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 8:59 pm 
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FavreFan wrote:
SpiralStairs wrote:
Spaulding wrote:
I'll be dead. It will be a tragedy and none of those factors matter.


This is the attitude of MANY

:lol:

It’s funny to me because if I was old af I probably wouldn’t be as opposed to this. Sure, fuck it, forgive everyone. I won’t be around to deal with the fallout.


I'm not for forgiving loans.
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Darkside
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:00 pm 
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Spaulding wrote:
FavreFan wrote:
SpiralStairs wrote:
Spaulding wrote:
I'll be dead. It will be a tragedy and none of those factors matter.


This is the attitude of MANY

:lol:

It’s funny to me because if I was old af I probably wouldn’t be as opposed to this. Sure, fuck it, forgive everyone. I won’t be around to deal with the fallout.


I'm not for forgiving loans.

Forgiveness,
is more than saying sorry.
Forgiveness,
means accepting people's flaws.

To forgive is devine,
so let's have a glass of wine.
And have make up sex,
until the end of time (time, time, time)

Forgiveness,
does not mean compromising.
Lets forgive and forget
and solve this african bet.
just like the Chesher cat,
who says, "Rarw! you're running on a dime! (dime, dime, dime, dime)

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bigfan wrote:
Many that is true, but an incomplete statement.
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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:00 pm 
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Spaulding wrote:
FavreFan wrote:
SpiralStairs wrote:
Spaulding wrote:
I'll be dead. It will be a tragedy and none of those factors matter.


This is the attitude of MANY

:lol:

It’s funny to me because if I was old af I probably wouldn’t be as opposed to this. Sure, fuck it, forgive everyone. I won’t be around to deal with the fallout.


I'm not for forgiving loans.

I never had any doubt of that. I’m generally not either.

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Spaulding
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:01 pm 
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I'm sorry, do you forgive me?

Wait. I don't care, you're a cat person!
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SpiralStairs
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:05 pm 
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A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:06 pm 
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SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

That’d be awesome. I’d enjoy the spectacle.

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Thrill Ho
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:06 pm 
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Spaulding wrote:
I'll be dead. It will be a tragedy and none of those factors matter.

Your compassion and foresight are notable. You must have learned a lot in college!
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Darkside
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:07 pm 
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FavreFan wrote:
SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

That’d be awesome. I’d enjoy the spectacle.

Yes! Let's all fuck up our credit scores for some silly fun!

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SpiralStairs
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:08 pm 
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You owe $10,000 that's your problem. You owe $1,000,000,000,000 that's the government's problem.

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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:08 pm 
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Darkside wrote:
FavreFan wrote:
SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

That’d be awesome. I’d enjoy the spectacle.

Yes! Let's all fuck up our credit scores for some silly fun!

To be clear, I don’t have any debt and wouldn’t be partaking. It’d be a hell of a story though

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SpiralStairs
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:08 pm 
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Darkside wrote:
FavreFan wrote:
SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

That’d be awesome. I’d enjoy the spectacle.

Yes! Let's all fuck up our credit scores for some silly fun!


Banks seem to be doing just fine.

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The menstrual cycle changes among Hassidic Jewish women was something as well.
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Regular Reader
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:10 pm 
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FavreFan wrote:
Regular Reader wrote:
FavreFan wrote:
Curious Hair wrote:
FavreFan wrote:
Curious Hair wrote:
Don't worry, our life expectancy won't stay all the way up at 75.

It’s going to keep going up in our lifetime. I’m sure there’s an eventual plateau but we’re not at it yet.

It's already been going down.

Shortsighted outlook. It’s going to be higher 20 years from now than it is this year.


Between environmental ,economic and public health issues festering over the last 25 years, I highly doubt it.

You shouldn’t. Even your old ass will be around 20 years from now for me to brag to that I was right :wink:


You know that 30-40 years ago young smart asses thought the same thing right? :lol:

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Spaulding
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:13 pm 
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I'm at college. It should be free. And I'll theoretically have a skill at the end, imagine if I had none.
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SpiralStairs
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:15 pm 
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Spaulding wrote:
I'm at college. It should be free. And I'll theoretically have a skill at the end, imagine if I had none.


I don't think I have to imagine...

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The menstrual cycle changes among Hassidic Jewish women was something as well.
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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:17 pm 
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Spaulding wrote:
I'm at college. It should be free. And I'll theoretically have a skill at the end, imagine if I had none.

You think college should be free going forward but student loan debts that exist should still be paid off by the individuals in debt?

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Brick
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:17 pm 
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SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

They would all have to stop working too.

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SpiralStairs
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:19 pm 
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Boilermaker Rick wrote:
SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

They would all have to stop working too.


Now THAT would be really interesting.

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Brick
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:20 pm 
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SpiralStairs wrote:
Boilermaker Rick wrote:
SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

They would all have to stop working too.


Now THAT would be really interesting.

#Bernie2020

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FavreFan
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:21 pm 
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Boilermaker Rick wrote:
SpiralStairs wrote:
Boilermaker Rick wrote:
SpiralStairs wrote:
A coordinated decision to NOT pay loans would be interesting considering the TRILLION or so dollars in outstanding student loan debt. Maybe the government would be forced to bail out the debtors just like they bailed out the banks.

They would all have to stop working too.


Now THAT would be really interesting.

#Bernie2020

:lol:

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Spaulding
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:22 pm 
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SpiralStairs wrote:
Spaulding wrote:
I'm at college. It should be free. And I'll theoretically have a skill at the end, imagine if I had none.


I don't think I have to imagine...


My first go around was okay. I think I could support my family if I had to, which was always the goal.

I'm kicking ass right now, and I don't have to. Some of my peers, you want to talk about weak...sheesh.
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Spaulding
 Post subject: Re: Student Loans
PostPosted: Thu Dec 12, 2019 9:23 pm 
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FavreFan wrote:
Spaulding wrote:
I'm at college. It should be free. And I'll theoretically have a skill at the end, imagine if I had none.

You think college should be free going forward but student loan debts that exist should still be paid off by the individuals in debt?


sarcasm
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