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pittmike
 Post subject: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 8:35 am 
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I feel bad for my son. He was driving his truck and the woman that was responsible got a ticket or at least responsibility on an accident report. Turns out after months the mickey mouse insurance card she provided (Chicago First Ins or something) was not really valid the date of the incident.

This is likely too small for any attorney to take up as the ambulance chasers want a bigger pie to take their cut from. Do any of you know of recourse methods in Chicago burbs for this crap? Like small claims court for auto.

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Franky T
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 10:28 am 
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The small claims limit in Illinois is $10,000, so if his damages are under that he can take her to small claims.

Here is a link for some information on the process with approved forms: https://www.illinoiscourts.gov/document ... complaint/

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pittmike
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 11:10 am 
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Franky T wrote:
The small claims limit in Illinois is $10,000, so if his damages are under that he can take her to small claims.

Here is a link for some information on the process with approved forms: https://www.illinoiscourts.gov/document ... complaint/


Thanks

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denisdman
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 11:14 am 
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pittmike wrote:
I feel bad for my son. He was driving his truck and the woman that was responsible got a ticket or at least responsibility on an accident report. Turns out after months the mickey mouse insurance card she provided (Chicago First Ins or something) was not really valid the date of the incident.

This is likely too small for any attorney to take up as the ambulance chasers want a bigger pie to take their cut from. Do any of you know of recourse methods in Chicago burbs for this crap? Like small claims court for auto.


Mike it is easier than that. His insurance should have under insured/ uninsured auto coverage. His carrier will cover his losses and subrogate against the woman (if they choose to).

Please use his insurance company. It happens all the time, and it is why you should have that coverage on your policy.

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pittmike
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 11:16 am 
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denisdman wrote:
pittmike wrote:
I feel bad for my son. He was driving his truck and the woman that was responsible got a ticket or at least responsibility on an accident report. Turns out after months the mickey mouse insurance card she provided (Chicago First Ins or something) was not really valid the date of the incident.

This is likely too small for any attorney to take up as the ambulance chasers want a bigger pie to take their cut from. Do any of you know of recourse methods in Chicago burbs for this crap? Like small claims court for auto.


Mike it is easier than that. His insurance should have under insured/ uninsured auto coverage. His carrier will cover his losses and subrogate against the woman (if they choose to).

Please use his insurance company. It happens all the time, and it is why you should have that coverage on your policy.


Yes thanks I did know that. He is so worried they would raise his premiums again. He has no claims with his current company State Farm but had a couple in the recent past.

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BigW72
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 12:08 pm 
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denisdman wrote:
pittmike wrote:
I feel bad for my son. He was driving his truck and the woman that was responsible got a ticket or at least responsibility on an accident report. Turns out after months the mickey mouse insurance card she provided (Chicago First Ins or something) was not really valid the date of the incident.

This is likely too small for any attorney to take up as the ambulance chasers want a bigger pie to take their cut from. Do any of you know of recourse methods in Chicago burbs for this crap? Like small claims court for auto.


Mike it is easier than that. His insurance should have under insured/ uninsured auto coverage. His carrier will cover his losses and subrogate against the woman (if they choose to).

Please use his insurance company. It happens all the time, and it is why you should have that coverage on your policy.

THIS

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Brick
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 12:12 pm 
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pittmike wrote:
denisdman wrote:
pittmike wrote:
I feel bad for my son. He was driving his truck and the woman that was responsible got a ticket or at least responsibility on an accident report. Turns out after months the mickey mouse insurance card she provided (Chicago First Ins or something) was not really valid the date of the incident.

This is likely too small for any attorney to take up as the ambulance chasers want a bigger pie to take their cut from. Do any of you know of recourse methods in Chicago burbs for this crap? Like small claims court for auto.


Mike it is easier than that. His insurance should have under insured/ uninsured auto coverage. His carrier will cover his losses and subrogate against the woman (if they choose to).

Please use his insurance company. It happens all the time, and it is why you should have that coverage on your policy.


Yes thanks I did know that. He is so worried they would raise his premiums again. He has no claims with his current company State Farm but had a couple in the recent past.

It's never worth worrying about the premiums being raised especially with State Farm. They'll continue to raise your rates either way.

It's also really easy to switch insurance now and an accident not caused by him isn't going to raise any rates.

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Franky T
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 12:14 pm 
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pittmike wrote:
denisdman wrote:
pittmike wrote:
I feel bad for my son. He was driving his truck and the woman that was responsible got a ticket or at least responsibility on an accident report. Turns out after months the mickey mouse insurance card she provided (Chicago First Ins or something) was not really valid the date of the incident.

This is likely too small for any attorney to take up as the ambulance chasers want a bigger pie to take their cut from. Do any of you know of recourse methods in Chicago burbs for this crap? Like small claims court for auto.


Mike it is easier than that. His insurance should have under insured/ uninsured auto coverage. His carrier will cover his losses and subrogate against the woman (if they choose to).

Please use his insurance company. It happens all the time, and it is why you should have that coverage on your policy.


Yes thanks I did know that. He is so worried they would raise his premiums again. He has no claims with his current company State Farm but had a couple in the recent past.

He needs to consider that a judgment isn't an order for her to pay him. It's just a piece of paper that says party "A" owes party "B" a certain amount of money. It's up to him to collect it. A lot of people are judgement proof and simply don't have any money to pay.

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pittmike
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 12:16 pm 
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Many good points.

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Douchebag
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 12:32 pm 
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Can a judge sentence the woman to be his butler?

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Franky T
 Post subject: Re: Chicago Area Lawyers
PostPosted: Thu Dec 05, 2024 1:38 pm 
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Douchebag wrote:
Can a judge sentence the woman to be his butler?

:lol:

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